Insurance- Self-Pay & In-Network vs. Out-of-Network

Understanding out-of-network benefits is important for managing your healthcare effectively. These benefits typically apply when you receive care from providers who don't have a contract with your insurance company. Coverage levels and reimbursement policies vary, so check your policy for comprehensive information. I offer a superbill to turn into your insurance company with a diagnosis code to see if they will reimburse for counseling services if you choose this service.

You can use your Health Savings Account (HSA) or Flexible Spending Account (FSA) for payment.

If you have out-of-network benefits, I’ll provide you with a Superbill you can easily submit to your insurance for potential reimbursement. This gives you flexibility and may reduce your out-of-pocket costs.

No diagnosis required – Your healing journey doesn’t need a label.

More privacy – Insurance companies don’t have access to your records.

No red tape – No waiting for approvals, restrictions or number of sessions.

Specialized care – More time and focus on you, not paperwork.

Better services – Sessions tailored to your needs, not limited by insurance rules.

I accept select insurance plans to make care more accessible.

What this means for you: If I am an In-Network Provider

You’ll typically only pay your copay, coinsurance, or deductible.

Sessions are billed directly to your insurance for convenience.

Coverage may require a diagnosis and can limit the number of sessions. Since every plan is different, it’s best to check your benefits in advance.